The book "Private Money" is dedicated, practical issues of construction and functioning of a free society, in a bright convincing form shows the need to address the government's monopoly to issue payments, indicates the mechanisms and consequences of abuse of public trust on the part of governments, contains proposals for the creation of a competitive system of means of payments between legal and individuals, including cash purchases and the establishment of reserves for future payments. The book is written for managers and specialists of government and commercial credit and banking, insurance, investment and other financial institutions, students, graduate students and professors of economics and finance, law enforcement officials, MPs, as well as all those interested in the laws of social development and its prospects in the XXI century.