Table of contents
INTRODUCTION 1
CHAPTER 1. THEORETICAL BASIS OF THE IMPLEMENTATION OF CREDIT BANK 4
1.1.Ponyatie and nature of the lending process in the commercial bank 4
12. Stages and credit management process 6
13. Optimization of the lending process in the commercial bank 15
Chapter 2. Analysis of the credit process in the JSC "Rosselkhozbank" Omsk branch 22
2.1. Brief economic characteristics of the bank 22
2.2. Analysis of the credit policy of the bank 26
2.3. Analysis of the credit process 29
2.4. Analysis of the efficiency of the organization of the lending process 37
Chapter 3.Vozmozhnost improve the lending process in the commercial bank. 57
3.1. Development activities
3.2. Evaluating the effectiveness of the proposed measures 61
CONCLUSION 64
REFERENCES 64
ANNEX 67

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